Allpay chooses Vouchsafe to power D2C product for unbanked people

Vouchsafe is working with allpay Limited to provide the primary KYC for their latest product, DOSH, a prepaid Mastercard account designed to help more people access financial tools for everyday life.

Powered by allpay, DOSH is designed for people who are frequently locked out of the system. That includes those without a fixed address, formal ID, or access to credit.

By using Vouchsafe, allpay’s DOSH product can offer a more flexible approach to identity checks. Instead of needing hard-to-get documents, people can be vouched for by someone they trust.

That simple shift makes it easier to open an account. No credit checks. No paperwork. Just a secure and inclusive way in.

In the UK, nearly one million people remain unbanked. Without a basic account, receiving wages, paying bills, or managing money becomes a daily challenge. It keeps people excluded and financially vulnerable.

DOSH is a response to that reality. Backed by allpay’s decades of experience in secure public sector payments, it will offer:

• Fast, paperless sign-up
• Real-time alerts and budgeting tools
• Clear, upfront pricing
• Cash-in and cash-out via Post Office locations
• Contactless Mastercard and mobile wallet
• Human support from a UK-based team

It’s also built with privacy and safety in mind, including biometric and passcode options, card freezing, and full encryption.

Vouchsafe helps make DOSH accessible from the very first step. Our identity tools support a more human approach, allowing people to prove who they are even if they don’t have formal documents. That opens the door to financial services for those who’ve been left out for too long.

“ID poverty is a real challenge. DOSH has been created to build bridges for those without passports or a driving licence, often excluded by the barriers put up by traditional and digital banks’ KYC processes.”

“Partnering with Vouchsafe has allowed us to build a flexible approach that is truly inclusive for all. Supported by our real, human, DOSH team where needed, it is truly inclusive for all, while still maintaining high compliance standards.” says Steve McGowan, Head of Operational Governance at allpay.

Financial access starts with being recognised. Sometimes, all it takes is someone willing to vouch for you.

You can register your interest for DOSH now; sign up via the website.

If you’re looking to offer inclusive identity verification in your own onboarding, get in touch with Chloe at chloe@vouchsafe.id

The DOSH prepaid card is issued by allpay Ltd pursuant to license by Mastercard International Incorporated. allpay Ltd is a company authorised and regulated by the Financial Conduct Authority (FRN 900539) for the issuance of electronic money. Head office and registered address: Fortis et Fides, Whitestone Business Park, Whitestone Hereford, Herefordshire, HR1 3SE (Company No 02933191). Mastercard® is a registered trademark of Mastercard International Incorporated.